Considering personal loan interest rates for salary accounts, Mintra ranks among the prime options for accessing personal loans, catering to salaried and self-employed professionals.
Please be aware that the interest rates on personal loans might fluctuate depending on factors such as an individual’s credit score, income, repayment capacity, and other pertinent considerations.
Personal Loan Banks | Interest Rate | Processing Fee | Loan Amount/Tenure | |
 | 10.25% - 22% | 10.25% - 22% | ₹2.50L - ₹40L Tenure -6 Years | |
 | 10.25% - 16% | Up to 0.50% | ₹2.5L - ₹50L Tenure- 7 Years | |
 | 10.49% - 22% | Up to 2% | ₹50K - ₹40L Tenure- 5 Years | |
 | 10.49% - 36% | Up to 3.5% | ₹20K - ₹1Cr Tenure- 5 Years | |
 | 10.99% - 20% | 2% | ₹1L - ₹40L Tenure(1 - 5 Years) | |
 | 11% - 22% | 2% | Tenure( 5 Years ) | |
 | 13.99% - 0.42% | 2% - 5% | ₹50K - ₹75L Tenure(1 - 5 Years) | |
 | Up to 25% | 1% - 2% | ₹50K - ₹5L Tenure(1 - 5 Years) | |
 | 9.99% | 1% - 2% | ₹1L - ₹30L Tenure(1 - 5 Years) | |
 | 10.99% | Up to 3% | ₹50K - ₹40L Tenure(1 - 5 Years) | |
 | 11% - 35% | Up to 3.93% | ₹20K - ₹40L Tenure(0 - 8 Years) | |
 | 10.99% - 19% | Up to 2% | ₹75K - ₹35L Tenure(1 - 6 Years) | |
 | 11% - 26% | Up to 3% | ₹1L - ₹30L Tenure(1 - 7 Years) | |
 | 10.75% -14.99% | Up to 1.5% | ₹50K - ₹30L Tenure(1 - 5 Years) | |
 | 14% - 23% | Up to 3.5% | ₹1L - ₹20L Tenure(1 - 5 Years) |
At Mintra, we do research and compare the interest rates, fees, and terms of personal loans offered by various Banks before suggesting the best offer.
We offers personal loans up to Rs. 50 lakhs, which is a relatively high loan amount compared to other banks and NBFCs
Borrowers can choose a repayment tenure ranging from 12 to 60 months as per their convenience.
We have fastest online personal loan process and disburse personal loans within 24 hours of approval, which may be helpful for individuals who need funds urgently.
The documentation process for With Mintra’s personal loans is relatively simple and requires minimal paperwork.
We also provides pre-approved personal loan offers to select customers, which may make the loan application process faster and more convenient.
With option of 25+banks we use data analytics to assess the creditworthiness of businesses and provide customized financing solutions to meet their specific needs. The loan amount, repayment tenure, and interest rates may vary based on the credit score, financial history, and other factors of the business.
If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.
If your salary is more than Rs. 25 thousand p.m. , you can apply for Instant personal loan with Mintra. Please sign up and upload below document for instant approval and disbursal within 24 hours:
Mintra offers one of the lowest rate of interest for personal loan. Our interest rate starts from 10.99%-17.99%. The lower rate will be based on credit score (min. 720) and Cat A company (For eg. Infosys, TCS, etc.)
At Mintra, you can check your personal loan eligibility with our personal loan eligibility calculator. We provide multiple bank funding and can consider over 100% of your income for EMI (T&C).
Kindly check your latest CIBIL at Mintra and talk to our expert to get unbiased advice on availing personal loan. Kindly pay any overdue of loan EMI or credit card overdue. Minimum score of 650 with no bounce in last 6 month can help you get assured personal loan
As the name suggest, Secured personal loan is generally given against some collateral such as land or house. This is also known as loan against property. Unsecured personal loan is given based on company profile, employment stability, salary, and cibil score
Please use of personal loan application and get instant loan approval. In some cases it may take up to 48 hours for loan approval and sanction. Mintra has tied up with banks Like HDFC bank, ICICI Bank, IDFC bank, TATA Capital, Bajaj finance and Poonawala finance to make your personal loan approval more seamless.
Yes, you can take personal loan and close your loan outstanding with multiple banks to one single bank. This helps you in consolidating your debt and reduce EMI.
Debt is sin only if used for unnecessary expenses or for gambling purpose.
If used properly, a personal loan can help improve financial position and meet emergency situations. Normally, personal Loan tenure is given maximum of 5 years and rate of interest will higher compare to mortgage loan where you get 15 years of tenure which result in lower EMI
Now apply for a Personal Loan online, All you need to do is provide your details below application form.
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