Personal Loan at Lowest Interest Rate

Considering personal loan interest rates for salary accounts, Mintra ranks among the prime options for accessing personal loans, catering to salaried and self-employed professionals.

Please be aware that the interest rates on personal loans might fluctuate depending on factors such as an individual’s credit score, income, repayment capacity, and other pertinent considerations.

Best Personal Loan Interest Rates Available from India's Top Banks

Personal Loan Banks

Interest Rate

Processing Fee

Loan Amount/Tenure

10.25% - 22%

10.25% - 22%

₹2.50L - ₹40L

Tenure -6 Years

10.25% - 16%

Up to 0.50%

₹2.5L - ₹50L

Tenure- 7 Years

10.49% - 22%

Up to 2%

₹50K - ₹40L

Tenure- 5 Years

10.49% - 36%

Up to 3.5%

₹20K - ₹1Cr

Tenure- 5 Years

10.99% - 20%


₹1L - ₹40L

Tenure(1 - 5 Years)

11% - 22%


Tenure( 5 Years )

13.99% - 0.42%

2% - 5%

₹50K - ₹75L

Tenure(1 - 5 Years)

Up to 25%

1% - 2%

₹50K - ₹5L

Tenure(1 - 5 Years)


1% - 2%

₹1L - ₹30L

Tenure(1 - 5 Years)


Up to 3%

₹50K - ₹40L

Tenure(1 - 5 Years)

11% - 35%

Up to 3.93%

₹20K - ₹40L

Tenure(0 - 8 Years)

10.99% - 19%

Up to 2%

₹75K - ₹35L

Tenure(1 - 6 Years)

11% - 26%

Up to 3%

₹1L - ₹30L

Tenure(1 - 7 Years)

10.75% -14.99%

Up to 1.5%

₹50K - ₹30L

Tenure(1 - 5 Years)

14% - 23%

Up to 3.5%

₹1L - ₹20L

Tenure(1 - 5 Years)

Offered by Mintra

At Mintra, we do research and compare the interest rates, fees, and terms of personal loans offered by various Banks before suggesting the best offer.

High Loan Amount

We offers personal loans up to Rs. 50 lakhs, which is a relatively high loan amount compared to other banks and NBFCs

Flexible Repayment Tenure

Borrowers can choose a repayment tenure ranging from 12 to 60 months as per their convenience.

Quick Disbursal

We have fastest online personal loan process and  disburse personal loans within 24 hours of approval, which may be helpful for individuals who need funds urgently.

Minimal Documentation

The documentation process for With Mintra’s personal loans is relatively simple and requires minimal paperwork.

Pre-Approved Offers

We also provides pre-approved personal loan offers to select customers, which may make the loan application process faster and more convenient.

With option of 25+banks we use data analytics to assess the creditworthiness of businesses and provide customized financing solutions to meet their specific needs. The loan amount, repayment tenure, and interest rates may vary based on the credit score, financial history, and other factors of the business.

Frequently Ask Questions

If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.

If your salary is more than Rs. 25 thousand p.m. , you can apply for Instant personal loan with Mintra. Please sign up and upload below document for instant approval and disbursal within 24 hours:

  • PAN Card and Aadhar card
  • Residence proof such as Aadhar card, voter id or any government proof
  • 3 month payslip
  • 6 month bank statement
  • 2 year employment proof
  • Existing loan details including credit card o/s

Mintra offers one of the lowest rate of interest for personal loan. Our interest rate starts from 10.99%-17.99%. The lower rate will be based on credit score (min. 720) and Cat A company (For eg. Infosys, TCS, etc.)

At Mintra, you can check your personal loan eligibility with our personal loan eligibility calculator. We provide multiple bank funding and can consider over 100% of your income for EMI (T&C).

Kindly check your latest CIBIL at Mintra and talk to our expert to get unbiased advice on availing personal loan. Kindly pay any overdue of loan EMI or credit card overdue. Minimum score of 650 with no bounce in last 6 month can help you get assured personal loan

As the name suggest, Secured personal loan is generally given against some collateral such as land or house. This is also known as loan against property. Unsecured personal loan is given based on company profile, employment stability, salary, and cibil score

Please use of personal loan application and get instant loan approval. In some cases it may take up to 48 hours for loan approval and sanction. Mintra has tied up with banks Like HDFC bank, ICICI Bank, IDFC bank, TATA Capital, Bajaj finance and Poonawala finance to make your personal loan approval more seamless.

Yes, you can take personal loan and close your loan outstanding with multiple banks to one single bank. This helps you in consolidating your debt and reduce EMI.

Debt is sin only if used for unnecessary expenses or for gambling purpose.

If used properly, a personal loan can help improve financial position  and meet emergency situations. Normally, personal Loan tenure is given maximum of 5 years and rate of interest will higher compare to mortgage loan where you get 15 years of tenure which result in lower EMI

Get a Quote

Now apply for a Personal Loan online, All you need to do is provide your details below application form.

Apply for a Personal Loan Online!



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